Collections, banking, invoicing and stock — an SME's whole business in one panel.
FinansZ is the platform where businesses manage payments, banking, pre-accounting, e-documents and order processes from a single panel. We run the SME's business and grow the bank's value: FinansZ is sold directly to SMEs and companies with dealer networks, and offered to banks and financial institutions under their own brand.
Built for
Collections, invoices, stock and bank movements live in separate tools. Data is re-keyed by hand and mistakes pile up.
How we solve it
FinansZ brings payments, pre-accounting, e-documents, orders and stock into one panel, so one transaction updates every related record.
Logging into each bank's online channel takes time, and the real cash picture is unclear even at the end of the day.
How we solve it
With open banking, every account and transaction appears on one screen, and incoming payments can be matched to customer accounts.
Banks rarely see an SME's day-to-day business, so they miss the right moment to help — and the customer drifts to competitors.
How we solve it
Offer FinansZ under your own brand, become the platform your SME customers use every day, and make finance offers based on real business activity, with the customer's consent.
Marketed by Paynion to SMEs and to companies with dealer and sub-dealer networks.
Offered to banks and financial institutions under their own brand.
Create your company profile, add your team and decide who can see and do what.
Through open banking, balances and transactions from all your banks flow into one screen.
Get paid via SoftPOS, physical or virtual POS, payment links, recurring collection or DBS.
Record orders, keep stock up to date and issue e-invoices and e-archive invoices from the same panel.
Follow customer balances and reports, and ask the AI assistant how the day is going.
Physical POS, SoftPOS, virtual POS, payment links, recurring collection and DBS — managed in one place.
All your bank accounts and transactions on a single screen, without switching between banking apps.
Orders, stock, customer accounts, pre-accounting, HR and marketplace sales working together.
Create and send e-invoices and e-archive invoices straight from your orders and sales.
Access financing offers from inside the platform, at the moment the business needs it.
Ask about revenue, collections or reports in plain language, on web and mobile, around the clock.
With web and mobile support, FinansZ offers a comprehensive platform you can access from anywhere to manage your payment, banking, accounting, and operational processes in a single panel.
In-store, in the field, or at delivery — take card payments via SoftPOS/Mobile POS with the FinansZ mobile app, record each transaction instantly, and manage your collections from a single panel. Your AI assistant is with you 24/7 for transaction, reporting, and usage questions.
Take payments with POS
Take card payments from the SoftPOS/Mobile POS screen. Results are recorded instantly and reports update automatically.
Stay informed
Track collection notifications, refunds/cancellations, end-of-day updates, and important transactions instantly.
Manage customers
Search customer accounts, start quick transactions, and link collections to the related account.
Fast and practical
One-tap payment collection, transaction history, refund/cancel, and daily summary screens.
A food distributor's sales reps collect cash and cheques from grocery stores on delivery, then re-enter everything back at the office.
Outcome
Reps take card payments on their phones via SoftPOS; each payment lands on the right customer account instantly and head office sees the day live.
Best for: Distributors, field sales teams
A building-materials manufacturer takes orders from hundreds of dealers by phone and email, and tracks dealer balances in spreadsheets.
Outcome
Dealer orders are collected in FinansZ and paid by payment link or DBS, while the manufacturer sees orders, stock and dealer balances in one panel.
Best for: Manufacturers and companies with dealer networks
A bank wants a relationship with SMEs that goes beyond loans and accounts, but building a business platform from scratch is slow and costly.
Outcome
The bank launches FinansZ under its own brand. SMEs run collections, invoices and stock on it, and the bank gains a daily touchpoint and new fee income.
Best for: Banks, financial institutions
A café owner closes each day by checking the till, POS slips and several bank apps one by one to work out how the day went.
Outcome
They simply ask the assistant in the mobile app, “How much did we collect today?”, and get a summary of revenue and open payments.
Best for: SME owners, business managers
SMEs sign up and start using FinansZ on web and mobile, with no installation.
The main company and its dealers and sub-dealers work on the same platform, with shared orders and balances.
Banks and financial institutions offer FinansZ to their SME customers under their own brand, alongside their own products.
By running the SME's day-to-day business, FinansZ gives the bank a lasting customer relationship — banks launch an SME platform under their own brand without building one from scratch.
FinansZ runs as a web panel and a mobile app. You can manage your business from the office and take payments in the field with the same account.
No. With SoftPOS, a compatible smartphone is enough to accept contactless card payments through the FinansZ mobile app.
Accounts are connected through open banking with your consent, and their balances and transactions appear on one screen. Contact our team for the list of supported banks.
In the white-label model, the platform goes live with your brand, and we plan together how it connects to your products and channels. Talk to our team for details.
Pricing depends on the modules you use and your setup — direct, dealer network or white-label. Talk to our team for an offer.
Tell us which product you want to start with — we'll shape the PoC together.
