BKM QR Routing System (KYS)
BKM · TR Karekod infrastructure
Make your QR codes readable nationwide and route payments across institutions.
Built for
- Banks
- Participation banks
- Payment institutions
- E-money institutions
What Paynion provides
KYS integration
We connect your existing systems to BKM KYS through web services and APIs and handle the QR message flows for you.
QR code services
Generation of static and dynamic TR Karekod codes in line with CBRT technical rules, plus parsing of scanned codes.
Management panel
Monitor, search and report on QR transactions, and manage users and permissions from a single screen.
Operations support
We support your teams with live-transaction monitoring, error handling and dispute processes.
How it goes live
- 1
Scope and requirements
Together we define which QR scenarios (card, FAST, mobile) and channels you will enable.
- 2
Integration with your systems
We connect Paynion to your existing systems and to BKM KYS, setting up message flows end to end.
- 3
Panel and rule setup
We configure user roles, limits and reporting for your institution.
- 4
Testing and go-live
We verify scenarios in BKM's test environment and go live with operations support.
Frequently asked questions
Do we need to change our existing systems?
No. Paynion runs on top of your existing systems through web services and APIs.
Who runs KYS, and what is Paynion's role?
The TR Karekod standard belongs to the CBRT and KYS is operated by BKM. Paynion connects you to the system and adds a panel and operations support on top.
Other integration products
All productsLet's launch your first product without touching your existing systems
Tell us which product you want to start with — we'll shape the PoC together.