Visa Direct
Visa · Real-time money movement
Send payouts and transfers straight to cards.
Built for
- Banks
- Participation banks
- Payment institutions
- E-money institutions
What Paynion provides
Visa Direct integration
We connect your existing systems to Visa Direct flows through web services and APIs.
Payout and transfer flows
We set up scenarios such as earnings payouts, refunds, rewards and P2P transfers for your institution.
Management panel
Monitor, search and report on transfers, and manage limits and permissions from one screen.
Operations support
We support your teams with live-transaction monitoring, errors and dispute processes.
How it goes live
- 1
Scope and requirements
Together we define which payout scenarios and channels you will enable.
- 2
Integration with your systems
We connect Paynion to your existing systems and to Visa Direct, setting up transaction flows end to end.
- 3
Panel and rule setup
We configure limits, control rules, user roles and reporting.
- 4
Testing and go-live
We verify scenarios in the test environment and go live with operations support.
Frequently asked questions
Do we need to change our existing systems?
No. Paynion runs on top of your existing systems through web services and APIs.
What is Visa Direct used for?
Main uses are P2P transfers, business-to-consumer payouts (such as earnings, refunds and rewards), B2B payments and government disbursements. Visa runs the platform; Paynion provides the connection and the operations on top.
Let's launch your first product without touching your existing systems
Tell us which product you want to start with — we'll shape the PoC together.