In R&D: a blockchain wallet to hold and move gold digitally, with a transparent record.
Gold Wallet is a wallet solution that aims to hold and transfer gold assets digitally on a blockchain-based infrastructure. The product is currently in the research and development phase.
Built for
Much of the gold held at home stays outside the financial system — at risk of loss and hard to use when it's needed.
How we solve it
Gold Wallet aims to let physical gold, once verified by an institution, be held safely as a digital balance.
Transfers between banks, jewellers and other parties still rely on manual steps, paperwork and separate reconciliations.
How we solve it
The goal is for gold balances recorded on a blockchain to move directly between parties, with every step traceable.
Records sit in different systems, reconciliation is hard and there's no single source of truth for audits.
How we solve it
A shared, immutable ledger is designed to make every movement transparent and auditable.
In the envisioned flow, a bank or jeweller verifies the physical gold before it enters the system.
The verified gold is reflected as a balance in the user's wallet.
Each balance and movement is written to an immutable ledger.
Users can send gold to one another, with both sides seeing the same record.
Institutions and users can follow the full history of every gold balance.
Every transaction is designed to be written to a blockchain-based ledger that cannot be altered.
Gold holdings shown as a balance in a digital wallet, accessible anytime.
Send gold to family, friends or business partners directly from the wallet.
Physical gold is meant to enter the wallet only after verification by a bank or jeweller.
A traceable history of every movement, for users, institutions and auditors.
Designed to sit inside a bank's or fintech's own app and brand.
A participation bank, where gold accounts are a core product, wants its customers to see a transparent, tamper-proof record of their gold.
Outcome
Gold Wallet could serve as the record layer behind the bank's gold account, making every balance and movement traceable.
Best for: Participation banks
A customer brings jewellery kept at home to a jeweller. Bank–jeweller–refinery verification models already exist in Turkey to move such gold into accounts.
Outcome
Gold Wallet aims to record the verified gold as a digital balance with the bank, on a ledger all parties can trust.
Best for: Jewellers, banks
A fintech or e-money institution wants to offer gold savings to its users without building a gold infrastructure itself.
Outcome
Gold Wallet is being designed to plug into the institution's existing app as a gold savings feature.
Best for: Fintechs, e-money & payment institutions
At weddings, births and holidays, gold is a traditional gift — but buying and handing over physical gold isn't always practical.
Outcome
Users could send gold from wallet to wallet in a few taps, with the transfer recorded transparently.
Best for: Banks and fintechs serving retail users
Gold Wallet aims to combine a traditional savings instrument with the transparency and security of blockchain — giving financial institutions a next-generation digital product.
Gold Wallet is in research and development. If you'd like to discuss a pilot or partnership, please contact our team.
No. The aim is to keep records of gold balances on a blockchain-based ledger, not to create a speculative coin.
Primarily participation banks and banks offering gold accounts, jewellers, and fintechs or e-money institutions that want to add gold to their wallets.
We are designing Gold Wallet to work with existing verification models in Turkey, where banks, jewellers and refineries check gold before it enters an account.
The regulatory framework and each party's responsibilities are assessed together with the institution that will offer the product.
Tell us which product you want to start with — we'll shape the PoC together.
