Onboard merchants faster and run virtual POS operations from one panel.
Paynion MerchantHub is a modular platform that gives banks ready-made virtual POS infrastructure, merchant management and operational support — including onboarding and error management. Offered free to banks — payment is based only on usage, enabling fast deployment, low risk and no upfront cost.
Built for
Applications, document checks, pricing and integration move across different teams and systems — and waiting merchants turn to another bank.
How we solve it
MerchantHub runs every step from application to go-live in one flow, with operational support for onboarding and error handling.
Payment status, payout dates or adding a new user — simple requests keep landing on the bank's support and operations teams.
How we solve it
With the merchant portal, merchants see their data in real time and manage transactions, payouts and users themselves.
Building from scratch or replacing a legacy system means high upfront cost and a long project.
How we solve it
MerchantHub is ready-made infrastructure, free to banks and paid per usage — without rebuilding your core systems.
The merchant applies through a digital channel, and the application lands in the bank's panel.
Identity, company documents and risk checks are completed in line with the bank's policies.
The bank sets merchant-specific commission and payout terms and finalises the agreement.
The merchant connects via payment APIs, or starts selling straight away with payment links.
Card, QR and wallet payments start flowing, with our team on hand for any setup issues.
Payouts, settlements and reconciliation are tracked in the panel by both the bank and the merchant.
Accept card payments alongside QR and wallet payments on a ready-made infrastructure.
Merchant teams manage users, mail orders and POS devices on their own.
Real-time transaction data, payout tracking and self-service access for merchants.
Central control over pricing, merchant monitoring and early block release.
Connect merchant websites, apps and systems through virtual POS, QR and wallet APIs.
Our operations team supports merchants over the call centre and WhatsApp, from setup to resolving live issues.
A bank's acquiring team wants to give virtual POS to small businesses starting online, but each application gets stuck in a long integration process.
Outcome
Merchants start with payment links or ready APIs and begin selling quickly, while the bank manages every application from one panel.
Best for: Banks, SME-focused acquiring teams
A retail chain's finance team tracks branch transactions and payouts by asking its bank relationship manager for reports.
Outcome
In the portal, the team defines its own users, monitors transactions and payouts in real time, and manages mail orders and POS devices.
Best for: Corporate merchants, bank operations teams
A bank wants its merchants to accept QR code and digital wallet payments alongside cards, without running separate systems.
Outcome
With MerchantHub's payment APIs, card, QR and wallet payments run on the same infrastructure and report into one panel.
Best for: Banks, acquiring product teams
A bank wants to offer its best-performing merchants tailored commission rates and earlier access to their funds.
Outcome
From the management panel, the bank sets pricing per merchant, manages early block release rules and monitors the results.
Best for: Acquiring pricing and product teams
Use a ready virtual POS and merchant management stack instead of building one from scratch.
Free to banks with no upfront investment — you pay only for actual usage.
MerchantHub connects to your current banking systems, so nothing in your core has to be rebuilt.
MerchantHub helps banks scale merchant onboarding without rebuilding their core systems — modular, fast to deploy, and built for regulatory environments.
MerchantHub is offered free to banks; payment is based only on usage. Talk to our team for the details of the commercial model.
No. MerchantHub is modular and integrates with your existing systems, so you can launch without rebuilding your core.
Card payments via virtual POS, plus QR and wallet payments. Merchants can integrate through APIs or start with payment links.
Yes. Our operations team supports the bank from merchant setup through to resolving issues once merchants are live.
Merchant acceptance, KYC/KYB and risk decisions stay with the bank under its own policies; MerchantHub provides the flows and tools to run them.
Tell us which product you want to start with — we'll shape the PoC together.
