Instant seller payouts
A marketplace credits each seller's balance after delivery and pays out over FAST on request instead of in weekly batches.
Sectors & ecosystems
E-commerce & Marketplaces
Pay your sellers faster and keep fraud out of checkout.
Marketplaces sit between buyers and a large network of sellers, so every order turns into collections, commission splits, payouts and reconciliation. Sellers want their money quickly, finance teams want clean books, and fraudsters target every new checkout. Paynion brings online collections, seller accounts, instant payouts and fraud detection together so you can scale without growing manual work.
Challenges we hear
01
Slow, manual seller payouts
Splitting commissions and paying sellers in batches creates delays, support tickets and unhappy sellers.
02
Fraud at checkout
Stolen cards, fake sellers and account takeovers hit margins and damage trust.
03
Reconciliation across many parties
Matching POS settlements, seller balances and bank transfers by hand eats up finance teams' time.
04
Sellers lack back-office tools
Small sellers struggle with invoicing, stock and accounting, which hurts their growth on your platform.
How Paynion helps
Paynion CoreHubHold seller balances in e-money accounts, split commissions and manage payouts with built-in reconciliation and reporting.
Paynion MerchantHubAccept card payments online through a bank's virtual POS, with payout tracking and real-time transaction data.
Paynion GatePay sellers instantly over FAST and offer Request to Pay or open banking checkouts, all through one integration.
FinansZGive sellers a back-office for e-invoices, stock, current accounts and collections, connected to your marketplace.
AI-Powered Chatbot & Fraud AssistantDetect unusual orders, sellers and payouts with machine-learning risk scoring before money leaves the platform.
Use cases
Stopping fraud before payout
Risk scores flag a newly opened seller account with unusual order patterns, and payouts are held for review.
A back-office for every seller
Sellers issue e-invoices, track stock and see collections from a panel linked to the marketplace.
How it works
How an order turns into a seller payout
- 1
Buyer pays
The buyer pays by card through virtual POS or by bank transfer at checkout.
- 2
Risk check
The transaction is scored for fraud before it is accepted.
- 3
Funds are split
Commission is separated and the seller's share is credited to their e-money account.
- 4
Seller is paid
The seller withdraws to their bank account instantly over FAST.
- 5
Books reconcile
Collections, balances and payouts are reconciled automatically at end of day.
Sectors & ecosystems
See all industriesAutomotive
Dealer financing, spare-parts ordering and collections for OEMs, distributors and their dealer networks.
- Financing Infrastructure
- FinansZ
- Paynion Gate
White Goods & Electronics
Limit, order and collection management for brands and distributors with dense dealer and sub-dealer networks.
- Financing Infrastructure
- FinansZ
Agriculture
Input financing and collections for fertiliser, seed, feed and machinery dealers and cooperatives.
- Financing Infrastructure
- FinansZ
Let's launch your first product without touching your existing systems
Tell us which product you want to start with — we'll shape the PoC together.