Platforms purpose-built for fintech
A product layer that sits on top of your existing systems: payments, cards, merchants, financing and SME products — configured, priced and run in Paynion while your systems keep the record.
01 — SMEs & BanksFinansZ
The layer that packages what a bank offers SMEs — open banking, collections, financing and POS — into a single channel; as a white-label bank product or directly to SMEs.
02 — E-money & Payment InstitutionsPaynion CoreHub
The wallet and transfer system for payment and e-money institutions — the foundation for new institutions that don't have a system of their own yet.
03 — Financing InstitutionsFinancing Infrastructure
Moves the limit, offer, approval and disbursement rules of dealer/sub-dealer, consumer-finance, DBS and digital financing products into a layer the business team can manage.
04 — Banks · Virtual POS & MerchantsPaynion MerchantHub
The layer that runs application, terms, pricing and monitoring for merchant and virtual POS products on top of the bank's existing systems — backed by call-centre and WhatsApp operations support.
05 — Banks · Payment InfrastructurePaynion Gate
The layer that defines and runs a bank's card and payment products without touching its existing systems — with a fast start through BIN sponsorship and representation.
06 — Blockchain · Digital GoldGold Wallet
A blockchain-based gold wallet, currently in research and development.
07 — AI Automation & Risk IntelligenceAI-Powered Chatbot & Fraud Assistant
AI support for fraud detection, integration help, and 24/7 technical guidance.
08 — Enterprise HR ManagementPaynion HR Suite
Smart HR management for leave tracking, attendance, and performance analytics.
Let's launch your first product without touching your existing systems
Tell us which product you want to start with — we'll shape the PoC together.