Bring financing to every dealer and supplier in your network.
Paynion Financing Infrastructure is a ready-made platform that lets financing institutions extend credit through dealer and sub-dealer networks. From dealer hierarchies to supplier finance, from DBS to digital applications, every process goes live on existing infrastructure — no setup required.
Built for
Dealers sell without a simple way to offer or use financing, so deals stall or go elsewhere.
How we solve it
The dealer system puts limits, catalog and applications directly in the dealer channel.
Collecting invoices, chasing buyer approvals and keying in data slows every disbursement.
How we solve it
Invoice capture, buyer approval and rule sets run digitally, with invoices submitted to DBS automatically.
Across distributors, dealers and sub-dealers, exposure is spread over spreadsheets and separate systems.
How we solve it
Limits are allocated down the hierarchy and monitored centrally across the whole network.
Hierarchy, limit allocation, catalog
Invoice capture, buyer approval, rule sets
Invoices automatically submitted to the direct debit system (DBS)
Individual and corporate applications, disbursement
A financing layer that complements consumer finance companies' existing systems and plugs into their dealer channel
The manufacturer or distributor brings its dealers and sub-dealers onto the platform.
The financier assigns limits and allocates them down the dealer hierarchy.
The dealer orders from the catalog and draws on its available limit.
Financing is disbursed and the supplier receives payment for the order.
At maturity, collection runs through the direct debit system (DBS).
Limits, usage and risk are tracked across the whole network from one screen.
Model distributors, dealers and sub-dealers with their relationships and roles.
Allocate limits down the hierarchy and track usage and exposure centrally.
Capture invoices, collect buyer approval and finance them under your rule sets.
Invoices are submitted to the direct debit system automatically for collection at maturity.
Individual and corporate applications and disbursement, end to end online.
Dealer-channel catalog plus configurable approval and limit rules.
A white-goods and electronics distributor wants its hundreds of sub-dealers to buy stock on financed terms.
Outcome
Each sub-dealer orders against its own limit, the distributor gets paid, and collection runs via DBS at maturity.
Best for: financing companies, banks, distributors
A large buyer wants its suppliers to get paid early on invoices it has already approved.
Outcome
Approved invoices are financed under agreed rule sets, easing suppliers' cash flow without paperwork.
Best for: factoring companies, banks, corporate buyers
A consumer finance company wants shoppers to apply for instalment financing digitally while still at the dealer.
Outcome
Applications and disbursement run online at the point of sale, so the dealer closes the sale on the spot.
Best for: consumer finance companies
A consumer finance company already runs a core lending system but lacks a dealer-channel layer.
Outcome
Paynion's complementary financing system plugs into the dealer channel and works alongside the existing setup.
Best for: consumer finance companies (TFŞ)
Go live on existing infrastructure without a setup project of your own.
Shape approval, limit and financing flows to your credit policy through rule sets.
Connect the platform to your existing core and accounting systems to keep one source of truth.
Financing institutions can offer credit across their entire dealer network without building their own infrastructure — on a ready, rule-driven platform that goes live right away.
The platform already runs; you configure your products, limits and rules on it rather than building or hosting your own software.
You do. Your credit policy and limits stay with your institution; the platform applies them through rule sets and approval flows.
Yes. It can be integrated with your current systems, and for consumer finance companies it is designed to complement an existing setup.
Invoices are submitted to the direct debit system (DBS) automatically, so collection happens at maturity without manual follow-up.
It depends on the modules and scope you need. Talk to our team for a tailored proposal.
Tell us which product you want to start with — we'll shape the PoC together.
