Launch wallets, cards and transfers from one regulation-ready core.
Paynion CoreHub lets e-money and payment institutions run e-money accounts, wallets, transfers, cards and processing from a single platform. From KYC to post-transaction reconciliation, the entire flow runs on a modular, regulation-ready architecture.
Built for
Ledger, wallet, KYC and card systems each demand heavy investment and specialised teams before a single product reaches users.
How we solve it
CoreHub delivers these building blocks ready to configure, so your team focuses on the product, not the plumbing.
Separate providers for wallet, card, KYC and transfers mean fragile integrations, scattered data and finger-pointing when something breaks.
How we solve it
One integrated platform with a single customer view and one API covers the whole flow, from onboarding to reconciliation.
Matching transactions across systems and preparing regulatory reports by hand is slow, error-prone and hard to audit.
How we solve it
CoreHub automates reconciliation and reporting on top of a single transaction record, built around regulatory requirements.
Define wallet types, customer segments, limits and fee structure for your offering.
Set up account structures, KYC levels and your card programme on the platform.
Link to FAST, open banking and card schemes — through Paynion Gate where needed.
Put transaction monitoring, limit controls and reporting in place before go-live.
Go live through your own mobile app or embed the service into partner channels via API.
Add cards, new wallet types or transfer services on the same core as your business grows.
Individual and corporate wallets with configurable limits, fees and account structures.
FAST and internal transfers between wallets and bank accounts, run from one place.
Issue prepaid cards, manage their full lifecycle and authorise transactions in real time.
Tiered KYC levels and a single customer record across every product you offer.
Power your own app or partner platforms through documented, consistent APIs.
Automated reconciliation and reports built around regulatory requirements.
An e-money institution wants to launch a consumer wallet app with top-ups, FAST transfers and a linked prepaid card.
Outcome
Wallet, KYC, transfers and card run on CoreHub, so the team ships the app without assembling separate vendors.
Best for: e-money institutions, fintechs
A marketplace wants to give its sellers e-money accounts where sales proceeds land and payouts are made.
Outcome
Each seller gets a wallet with clear balances, while payouts and reconciliation run automatically.
Best for: marketplaces, e-money institutions serving platforms
A payment institution plans to issue prepaid cards to its customers alongside its existing services.
Outcome
CoreHub handles issuing, lifecycle and authorisation; scheme connectivity comes through Paynion Gate.
Best for: payment institutions
A company wants employee spending cards and team wallets with limits it can control centrally.
Outcome
Corporate wallets with per-user limits give finance teams visibility over spending and cash in one place.
Best for: e-money institutions and banks serving corporates
Start on CoreHub's ready modules and configure them to your product instead of building from scratch.
Keep your own front end and connect your app or partner channels to CoreHub via API.
Move existing customers and accounts to CoreHub without disrupting the service your users rely on.
CoreHub brings an e-money or payment institution's core systems together on one platform — so wallet, card and transfer products reach the market quickly, without juggling separate vendors.
No. CoreHub is modular: you can start with wallets and transfers, for example, and add cards or other services later.
Yes. CoreHub runs behind the scenes; your customers interact with your own app or channels connected via API.
Regulatory obligations stay with your licensed institution. CoreHub provides an architecture, controls and reports designed to help you meet them.
Yes. We plan the migration with your team so that existing customers and accounts move over without disrupting service.
Pricing depends on the modules and scope you need. Talk to our team for a proposal tailored to your plans.
Tell us which product you want to start with — we'll shape the PoC together.
