YÖS (Authorised Payment Service Provider)
CBRT · Open banking (ÖHVPS) · BKM GEÇİT
Let customers see accounts across institutions and initiate payments in one place.
Built for
- Banks
- Participation banks
- Payment institutions
- E-money institutions
What Paynion provides
GEÇİT connection
We connect your apps and existing systems to HHS APIs over GEÇİT.
Management panel
Monitor consents, linked accounts and initiated payments on one screen.
Operations support
We support your team with HHS connections, consent flows and payment orders.
Account information and payment initiation
Aggregate balances and transactions, and initiate payment orders with customer approval.
How it goes live
- 1
Scope and requirements
We define your account information and payment initiation scenarios against ÖHVPS requirements.
- 2
Integration with your systems
We link the GEÇİT connection to your apps and existing systems.
- 3
Panel and rule setup
We configure user roles, consent flows and monitoring screens.
- 4
Testing and go-live
We support you through GEÇİT testing and technical certification; operations support continues afterwards.
Frequently asked questions
Do we need to change our existing systems?
No. Paynion runs on top of your existing systems through web services and APIs.
Does acting as a YÖS require separate authorisation?
Yes. Account information and payment initiation are payment services, so you need the relevant authorisation under the regulation; Paynion provides the technical connection and operations, not the authorisation.
Let's launch your first product without touching your existing systems
Tell us which product you want to start with — we'll shape the PoC together.